Who the rule reaches

The requirement is written for adults 19 to 64 who get Medicaid through the expansion group: working-age adults whose eligibility runs on income, the group that applies through NY State of Health rather than through the local department of social services.

It does not reach people 65 and older, children, or people on Medicaid because of a disability determination. It is a Medicaid rule; the city’s guidance describes it for Medicaid only, and we have seen no comparable requirement for the Essential Plan.

The date that matters most has already passed. NY State of Health said it would notify everyone the requirement applies to, by mail or email, by September 30, 2026. If you are 19 to 64, on Medicaid, and not sure whether you got that notice, log in to your NY State of Health account or call and ask. A missing letter is more often a stale address than a sign that you are exempt.

What counts: 80 hours or $580

You meet the rule in a month with 80 hours of any combination of:

ActivityNotes
WorkPaid employment, including irregular or gig work
Work programJob training or a work program
Community serviceVolunteer work for an organization
SchoolEnrollment in school or a training program

Or with monthly income of at least $580, which is 80 hours at the federal minimum wage. That second route matters for people paid by the job rather than by the hour.

Hours can be mixed inside a month. A parent working 50 hours and in a training course the rest counts.

Proving it with less paperwork. NY State of Health is partnering with a company called Truv to read payroll data, if you opt in, so that work can be verified without pay stubs. It is optional. If you would rather send documents yourself, keep them anyway.

Who is exempt

The city’s Health Department lists these exemptions, with the full list on NY State of Health’s Stay Covered page:

  • Pregnant, or pregnant within the past 12 months
  • The parent, guardian or caregiver of a child under 14, or of a disabled individual
  • A disability as defined for SSI
  • Special medical needs or mental health conditions that significantly impair your ability to work, often called “medically frail”
  • Taking part in a drug or alcohol treatment program
  • Enrolled in SNAP and subject to its work rules, or in TANF and complying with its work rules
  • Released from jail or prison in the last 90 days
  • Receiving inpatient services in a hospital, nursing facility or similar facility

Some people will be exempted automatically from data the state already has. Others will have to show it. In 2027 the state will accept self-attestation for certain exemptions, including medically frail; the city says that is restricted from 2028. So if your exemption rests on a medical condition, get a provider’s letter on file now, while it is simplest.

When it reaches you

If you are applying: the rule applies from January 2027. Applying with proof of hours or proof of an exemption in hand is faster than being asked for it.

If you already have Medicaid: it applies at your renewal, starting with renewals from March 1, 2027. Your renewal notice is where the question will be asked. How Medicaid renewals go wrong.

More renewals: some adults 19 to 64 will renew every six months instead of once a year. Each renewal is a letter that has to reach you and be answered.

If the state cannot verify: you get a notice of noncompliance and a short window to show that you met the rule or that an exemption applies. If nothing comes back, coverage can end. That notice will not look dramatic. Open everything from NY State of Health.

What to do now

  1. Update your contact information with NY State of Health, your Medicaid plan and your main clinic. The September letter only helps if it reached you.
  2. Look for the letter in your mail and email, and in your NY State of Health account.
  3. Start a record of hours: dates, employer or program, hours. Pay stubs, a letter from a volunteer organization, a class schedule.
  4. If you may be exempt, get the document now: a provider’s letter, a disability award, treatment records, a child’s birth certificate.
  5. Decide about Truv. Opting in lets the state read your payroll data; not opting in means sending proof yourself.
  6. Get free help: the NYC Health Department’s counselors at 347-665-0214, or NY State of Health’s customer service center at 1-855-355-5777.

If coverage ends anyway

Keep getting care. Losing Medicaid does not close the doors that do not depend on it: NYC Care at the city’s public hospitals, 1-646-NYC-CARE, with no immigration requirement, and community health centers with sliding-scale fees. Reapply as soon as you can show hours or an exemption. And for any hospital bill from the gap, New York’s hospital financial assistance law caps what you can be charged up to 400% of the poverty level.

Questions people ask

Who has to meet the Medicaid work requirement in New York?

Many Medicaid enrollees aged 19 to 64 in the expansion group, starting in January 2027, unless an exemption applies. People 65 and older, children and people on Medicaid through a disability determination are outside it.

What exactly do I have to show?

80 hours a month of work, job training, community service or school in any combination, or monthly income of at least $580. Or that an exemption applies.

I am already on Medicaid. When does this reach me?

At your renewal, starting with renewals from March 1, 2027. NY State of Health was due to notify people the rule applies to by September 30, 2026.

Does caring for my child count?

Yes, if the child is under 14: parents, guardians and caregivers of a child under 14 are exempt. Caring for a disabled individual is also an exemption.

Does this apply to the Essential Plan?

The requirement is a Medicaid rule. We have seen no comparable requirement for the Essential Plan.

Where can I get help in New York City?

The NYC Health Department’s counselors at 347-665-0214, or NY State of Health’s customer service center at 1-855-355-5777. Both are free.

Sources

  1. NYC Health Department — Medicaid coverage changes (checked 2026-09-30)
  2. NYC Health Department — Are you on Medicaid? Changes are coming (fact sheet) (checked 2026-09-30)
  3. NYC Health Department — new Medicaid eligibility requirements, letter to providers (July 27, 2026) (checked 2026-09-30)
  4. CMS — Medicaid community engagement requirement interim final rule (June 2026) (checked 2026-09-07)

More in Medicaid in New York: Who Qualifies, How to Apply, How to Keep It

This page explains how the system works. It is not medical advice. More.