Everything on this site
A complete index of NYC Med News: every guide, tool, neighborhood page and glossary term, grouped by section.
Every page we publish, in one list. If you’re looking for something specific, pressing / anywhere on the site opens search.
Spanish pages are indexed separately at /es/.
What Changed: A Running Record of New York Health Coverage Rules
Dated entries on what moved in New York health coverage: income thresholds, enrollment deadlines, the Essential Plan cutback, the 2024 hospital financial assistance reform, and the 2027 federal changes.
Costs
What health care actually costs in New York City, what a hospital is legally allowed to charge you, and what to do when the bill arrives.
- NYC Health + Hospitals Bills: Free Care to 200%, Sliding Scale to 400% guide
- New York Medical Debt Laws: Every Protection, With the Date It Took Effect guide
- What a Doctor Visit Costs Without Insurance in New York guide
- NYU Langone Bills: How to Reach Billing and Apply for Assistance guide
- What an Emergency Room Visit Actually Bills You For guide
- What a Specialist Visit Costs, and the Referral That Decides It guide
- What Urgent Care Costs Without Insurance, and the Sign That Changes It guide
- What a Therapy Session Costs in New York guide
- How to Find Any New York Hospital's Financial Assistance Policy guide
- Medical Debt on Your Credit Report in New York: What the Law Says and What Actually Happens guide
- Mount Sinai Bills and Financial Assistance guide
- No Health Insurance in New York? What You Can Do This Week pillar
- What an MRI Costs in New York, and Why It Varies So Much guide
- What a CT Scan Costs in New York, and the One Question That Changes It guide
- What a Colonoscopy Costs, and the Rule That Makes a Screening Free guide
- What an Ultrasound Costs in New York guide
- What Physical Therapy Costs, and Why the Course Matters More Than the Session guide
- What Blood Tests Cost, and Why the Draw and the Test Are Two Bills guide
- What an X-Ray Costs in New York guide
- Ambulance Bills in New York: The Hole the Surprise Billing Law Left Open guide
- What an Ambulance Ride Costs, and Why the Number Is Not the Point guide
- Do You Qualify for Free Hospital Care in New York? calculator
- Montefiore Bills and Financial Assistance guide
- What Childbirth Costs in New York: How the Bill Is Built guide
- Maimonides Bills and Financial Assistance guide
- What a Dental Visit Costs in New York guide
- One Brooklyn Health: Three Hospitals, One Financial Assistance Policy guide
- What an Eye Exam Costs, and Which Insurance Pays for It guide
- SUNY Downstate: The Hospital You Can Apply to by Email guide
- What Stitches and Minor Injuries Cost in New York guide
- Wyckoff Heights: Apply Before, During or After guide
- What Vaccines and Shots Cost in New York guide
- BronxCare Bills and Financial Assistance guide
- Good Faith Estimate: How to Get a Price Before Care and Dispute a Bill That Beats It guide
- Richmond University Medical Center: The 90-Day Window and What Sits Behind It guide
- Can This Hospital Bill Be Reduced? Check Which Rule Applies calculator
- ER, Urgent Care or Telehealth in NYC: What Each Actually Costs guide
- NewYork-Presbyterian Bills and Financial Assistance guide
- EPIC in New York: The Drug Program for People Over 65 That Nobody Applies For guide
- Hospital for Special Surgery: Apply Before Your Care, and Approval Lasts Two Years guide
- Extra Help for Medicare Drug Costs: The 2024 Change Worth Re-Applying For guide
- Memorial Sloan Kettering: Financial Assistance for Patients Anywhere in the U.S. guide
- Insulin Costs Nothing in New York Now. If You Are Being Charged, Here Is Why guide
- NYRx: Why Your Medicaid Pharmacy Claim Stopped Going Through Your Plan guide
- Your Plan Will Not Cover the Drug: The Order of Operations guide
- Paying for Prescriptions Without Insurance in New York guide
- Northwell Bills and Financial Assistance guide
- Surprise Medical Bills in New York: The Playbook guide
- Hospital Price Files: How to Find the Real Number guide
- Your Medical Bill Is Wrong More Often Than You Think guide
Coverage
Every health coverage option available to New Yorkers — Medicaid, the Essential Plan, Child Health Plus, Medicare, marketplace plans, NYC Care — and who qualifies for which.
- Which Health Program Are You Likely Eligible For in New York? calculator
- 2026 Income Limits for Every New York Health Program, by Household Size guide
- Medicare Advantage vs Original Medicare in New York: The Decision, Not the Ads guide
- What Changed for 2027 Coverage in New York: Rates, Credits, Eligibility guide
- Essential Plan Income Limits for 2026 guide
- Healthfirst in New York: What It Is and How to Check Your Doctor guide
- If Your Card Says 1199 SEIU guide
- Fully Insured or Self-Funded: The One Question That Decides Which Laws Protect You guide
- Which Plans Actually Exist Where You Live guide
- How to Verify a Provider Takes Your Plan guide
- Your Medicare Annual Notice of Change: The Four Lines to Check Before December 7 guide
- Medicaid Work Requirements in New York, 2027: Who Must Report 80 Hours and Who Is Exempt guide
- Medicare Savings Programs in New York: Who Pays Your Part B Premium guide
- The 20-Minute Renewal Checklist for NY State of Health guide
- Fidelis Care: What to Know Before You Pick It guide
- NYC Care: Who Qualifies, What It Covers, What It Doesn't pillar
- The Essential Plan 200–250 Tier Ended: Your Options Now guide
- Your Medicare Advantage Plan Is Leaving: What the October Letter Means in New York guide
- Where to Apply for Medicaid in New York City: Two Doors, and Which One Is Yours guide
- Medicaid Renewal in New York: The Mail Problem, and What Changes in 2027 guide
- January to March in a Medicare Advantage Plan: The One Change You Still Get guide
- Having Medicare and Medicaid Together in New York guide
- Medicaid Spend-Down in New York: How the Excess Income Program Works guide
- The Premium Tax Credit in 2027: How It Is Calculated, What Changed, How Not to Owe It Back guide
- EmblemHealth and MetroPlus: New York's Two Local Plans guide
- Finding a Therapist Who Takes Your Insurance in New York guide
- Mental Health Parity in New York: The Rules Insurers Hope You Do Not Know guide
- Therapy on Medicaid in New York: What Is Covered and How HARP Works guide
- 988 and Mobile Crisis Teams in New York: What Happens, and What It Costs guide
- Missed Medicare Part B? The January Window, and the Route Around It guide
- Therapy Without Insurance in New York: What It Costs and Where to Look guide
- Lawfully Present Immigrants and Health Coverage in 2026–2027: What Ends, What Stays Open guide
- Pooled Income Trusts in New York: Keeping Medicaid Without Spending Down guide
- Substance Use Treatment Coverage in New York: Starting Before the Plan Says Yes guide
- What Resets on January 1, 2027, and the First-Week Checklist guide
- Form 1095-A From NY State of Health: What It Is and Why the 2026 Return Is Different guide
- Medicaid Home Care in New York: The Four Routes and Which One You Are In pillar
- Which NYC Health Plan Actually Covers Your Doctor guide
- CDPAP in New York: Paying a Family Member to Provide Care, and What the PPL Switch Changed guide
- Turning 26 in New York: You May Be Able to Stay on the Parent's Plan Until 29 guide
- Turning 65 in New York: The Seven-Month Window and the Penalty That Never Goes Away guide
- Divorce and Health Coverage in New York: The 60 Days Nobody Tells You About guide
- Your Job Ended: COBRA or the Marketplace guide
- Your Hours Were Cut: Losing Coverage Without Losing the Job guide
- Free Rides to Medical Appointments on Medicaid in New York guide
- Buying Coverage on NY State of Health: A Walkthrough guide
- Starting a New Job: The 90-Day Rule and the Gap It Leaves guide
- Doula Services on Medicaid in New York: A Benefit Almost Nobody Is Offered guide
- Retiring Before 65: Covering the Years Until Medicare guide
- After the Birth: Newborn Coverage and the 12-Month Postpartum Rule guide
- You Moved to New York: What Your Old Plan Stops Doing guide
- Your Student Health Plan Is Ending guide
- Your Income Changed Mid-Year: The 30-Day Rule guide
- Dental Coverage on Medicaid in New York: What the 2024 Settlement Changed guide
- Medicaid and Long-Term Care in New York: Nursing Home, Assisted Living, or Home guide
- A Death in the Family: What Happens to the Coverage guide
- Eye Exams and Glasses on Medicaid in New York guide
- Free and Low-Cost Health Coverage in New York City pillar
- Injured at Work: The Sentence to Say in the Emergency Room guide
- Self-Employed and 1099: Estimating an Income You Do Not Know Yet guide
- Paid in Cash: How Income Is Proven When There Are No Pay Stubs guide
- Driving and Delivering: The Coverage You Have Without Knowing It guide
- Domestic Work: The Hour Counts That Decide What You Are Owed guide
- Restaurant Work: Tips, Variable Hours and the Coverage Nobody Mentions guide
- Home Care Work: Covering the People Who Do the Covering guide
- Construction: Two Different Systems, and Saying the Wrong One Costs You guide
- Several Part-Time Jobs: Full-Time Hours, Nobody's Employee guide
- Seasonal and Temp Agency Work: Who Is Actually Your Employer guide
- Child Health Plus: Coverage for Kids in New York guide
- Running a Small Business: What You Owe, What You Do Not, and What You Are Missing guide
- You Just Lost Coverage: The First Week guide
Glossary of health coverage and billing terms
Deductible, coinsurance, MAGI, chargemaster, prior authorization — the vocabulary of American health coverage, explained with New York specifics.
- Federal poverty level (FPL) term
- Deductible term
- Copay term
- Coinsurance term
- Out-of-pocket maximum term
- Network (in-network and out-of-network) term
- Formulary term
- Prior authorization term
- Explanation of benefits (EOB) term
- Chargemaster term
- Charity care term
- EMTALA term
- Special enrollment period term
- MAGI (modified adjusted gross income) term
- Premium term
- Metal tiers (bronze, silver, gold, platinum) term
- Navigator term
- Sliding scale fee term
- Good faith estimate term
- Balance billing term
- CDPAP (Consumer Directed Personal Assistance Program) term
- Spend-down (excess income) term
- Pooled income trust term
- Fair hearing term
- Managed Long Term Care (MLTC) term
- Dual eligible term
- Parity (mental health parity) term
- Step therapy term
- Ground ambulance term
- HARP (Health and Recovery Plan) term
- Facility fee term
- CPT code term
- Preventive care term
- Medically necessary term
- Out of network term
- Superbill term
- Premium tax credit term
- Qualifying life event term
- Essential health benefits term
- Presumptive eligibility term
- Annual maximum term
- Federally qualified health center term
- Managed care term
- Cost-sharing reduction term
- Underinsured term
- Open enrollment term
- Grievance term
- Self-funded plan term
- Network adequacy term
- Primary service area term
- Emergency Medicaid term
- External appeal term
- Utilization review term
- Aid to continue term
- Workers' compensation term
- Allowed amount term
- Tax household term
- Qualified health plan term
- Limited English proficiency term
- Qualified interpreter term
Neighborhoods
Where care is available in specific parts of New York City, in which languages, and under which plans.
- Getting Care in Washington Heights: What Exists and What It Costs neighborhood
- Getting Care in Rego Park and Forest Hills neighborhood
- Getting Care in Inwood neighborhood
- Jackson Heights: Getting Care in the Language You Actually Speak neighborhood
- Corona: Getting Covered When You're Paid in Cash neighborhood
- Elmhurst: Living Next to a Public Hospital neighborhood
- Getting Care in Brighton Beach and Sheepshead Bay: The Medicare Choice New York Lets You Undo neighborhood
- Getting Care in Flushing neighborhood
- Getting Care in Sunset Park: One Neighborhood, Two Parallel Systems neighborhood
- Getting Care in Bay Ridge: Asking for a Language the Front Desk Does Not Have neighborhood
- Getting Care in Bensonhurst: The Urgent Care Question neighborhood
- Getting Care in Borough Park: Household Size Is the Whole Calculation neighborhood
- Getting Care in Crown Heights: What a Sliding Scale Actually Means neighborhood
- Getting Care in Bushwick: When Your Practice Gets Acquired neighborhood
- Getting Care in East New York: Getting There Is the Barrier neighborhood
- Getting Care in Flatbush and East Flatbush: Living Next to the Public System neighborhood
- Getting Care in Mott Haven: The Nearest Hospital Is Not Always the One Your Plan Pays neighborhood
- Getting Care Around Fordham: Three Hospital Systems, Three Different Bills neighborhood
- Getting Care in Soundview: Most Coverage Here Is Lost to a Letter, Not to Income neighborhood
- Getting Care in Norwood and Bedford Park: The Prescription Is Where the Cost Shows Up neighborhood
- Getting Care in Wakefield and Williamsbridge: The Home Care Question Comes Up Early Here neighborhood
- Getting Care in Morrisania: The Children's Coverage Line Is Much Higher Than Parents Think neighborhood
- Getting Care in Throgs Neck and Pelham Bay: When the Plan Comes Through a Union neighborhood
- Getting Care in Riverdale: Turning 65 While You Are Still Working neighborhood
- Getting Care in Astoria: The Age Cliffs Nobody Warns You About neighborhood
- Getting Care in Jamaica: Medical Debt Where People Own Their Homes neighborhood
- Getting Care in Ridgewood: The County Line Runs Through the Neighborhood neighborhood
- Getting Care in Woodside and Sunnyside: When One Household Has Four Different Answers neighborhood
- Getting Care in Far Rockaway: One Hospital on the Peninsula neighborhood
- Getting Care in Ozone Park and Richmond Hill: Working for a Small Business neighborhood
- Getting Care in Harlem: A Denial Is the First Answer, Not the Last One neighborhood
- Getting Care in East Harlem: The Program Sets the Benefits, Your Plan Sets the Doctors neighborhood
- Getting Care on the Lower East Side: Medicare and Medicaid Work Together, Not Instead of Each Other neighborhood
- Getting Care in Chinatown: A Cash Price Belongs in Writing, Before the Visit neighborhood
- Getting Care on the Upper West Side: Paying Out of Network on Purpose neighborhood
- Getting Care on the Upper East Side: One Visit, Several Billing Entities neighborhood
- Getting Care in Hell's Kitchen: The 2 a.m. Decision Is the Expensive One neighborhood
- Getting Care in the East Village: Three Rules Make Mental Health Care Cheaper Than People Expect neighborhood
- Getting Care in St. George and Stapleton: The Safety Net Here Is a Law, Not a Public Hospital neighborhood
- Getting Care in Port Richmond: A Work Injury Is Not an Insurance Question neighborhood
- Getting Care in New Dorp and Midland Beach: Teeth and Eyes Are Covered More Often Than People Here Think neighborhood
- Getting Care in Tottenville and Great Kills: Retiring at 62 Turns the Coverage Math in Your Favor neighborhood
Rights
What you're entitled to in a New York health care setting — an interpreter, your records, an appeal, and protections that don't depend on your immigration status.
- What an Emergency Room Must Do for You guide
- Getting Care in Chinese in New York: The Law Names One Language, the Interpreter Line Needs Four guide
- Immigration Status and Medical Care in New York: What Is Protected guide
- Getting Care in Russian in New York: The City's Language Rules Stop Before Your Medicare Plan guide
- How to Appeal a Denied Claim in New York guide
- Getting Care in Bengali in New York: Naming the Language Is Not the Same as Naming the Variety guide
- Getting Your Medical Records in New York guide
- Medicaid Fair Hearings in New York: The 60-Day Rule and the 10-Day Rule guide
- Getting Care in Haitian Creole in New York: Asking for French Gets You the Wrong Interpreter guide
- When a Medical Bill Goes to Collections in New York guide
- Getting Care in Korean in New York: Translation and Interpretation Are Two Separate Rights guide
- What to Say: Scripts for the Front Desk, Billing and Your Plan guide
- Getting Care in Arabic in New York: The Written Form Is One Language, the Spoken One Is Not guide
- Getting Care in Urdu in New York: Spoken Help and Written Help Are Two Separate Requests guide
- Getting Care in French in New York: French Is Often What the System Can Offer, Not What You Would Choose guide
- Getting Care in Polish in New York: Being on the City's List and Being on Your Hospital's List Are Two Different Things guide
Who writes NYC Med News
The two editors behind NYC Med News, what each covers, and how to reach them.
- Iris Delgado author
- Nathan Brody author